If you have been hurt on the job, and have fallen behind on your financial obligations, a personal bankruptcy filing can stop the endless calls and letters from creditors. You may be worried, though, that the benefits you receive from your workers’ … [Read more...]
What to Do (and What Not to Do) Before a Bankruptcy Filing
If you face unmanageable debt and are considering filing for bankruptcy protection, there are specific steps that you want to take, as well as certain things you don’t want to do, before you actually file. Taking the right steps can streamline the … [Read more...]
The Documents Your Bankruptcy Attorney Will Want to Have
If you are considering filing for bankruptcy protection, whether you have hired an attorney or not, you can start to gather all the documentation that will be required during the process. Here’s a list of the items you want to compile: A detailed … [Read more...]
Factors That May Cause Your Bankruptcy Petition to Be Dismissed
If you are struggling to meet your financial obligations and have considered filing for bankruptcy protection, or if you are already in bankruptcy, you need to be careful not to engage in activities that will cause the bankruptcy court to dismiss … [Read more...]
The Impact of a Bankruptcy Filing on Your Credit Score
You have worked really hard to build and maintain a solid credit record, but have faced significant financial challenges in the last year or so. Maybe you had an illness or injury that kept you from working. Maybe you went through a divorce, or lost … [Read more...]
Exceptions to the Automatic Stay Afforded by the Bankruptcy Laws
When you file a petition in bankruptcy, you are immediately entitled to certain protections provided by the automatic stay established by federal law. This prohibits creditors from calling, writing or taking any legal action outside of the bankruptcy … [Read more...]
Can You Prevent the Loss of Your Home or Car by Filing for Bankruptcy Protection?
If you have fallen behind on your mortgage or car payments because of the loss of your job, medical expenses, a divorce, or for any other reason, you may live in daily fear that you will lose your home or your vehicle. You may have considered filing … [Read more...]
What is the Impact of Filing for Bankruptcy During a Divorce?
One of the unfortunate byproducts of divorce is the financial hardship that can affect one or both parties. You may fear that creditors will pursue you for debts incurred by your former spouse. You may have a house that you can’t afford, but that you … [Read more...]