Bankruptcy and Special Assets If you have decided to file for bankruptcy as a way to get a fresh financial start, you may have concerns about how the bankruptcy filing will affect certain articles of property. What about any money you have received … [Read more...]
‘No One Gets A Free House’
Courts in New Jersey, Pennsylvania and elsewhere have repeated this phrase quite a bit since the mortgage crisis began in 2009. Distressed homeowners burdened by mortgages that had become unaffordable complained of unfair lending practices, both … [Read more...]
Filing Bankruptcy for the Second Time
Can You File for Bankruptcy More than Once? You may have filed personal bankruptcy with the best of intentions, hoping to put your financial challenges behind you. Circumstances can change that, though—you may experience injury or illness without … [Read more...]
What Property Can I Keep In A Chapter 7?
New Jersey is one of 19 states which allow Chapter 7 debtors to choose between federal and state exemptions. If property is exempt, you get to keep it in a bankruptcy. What are some of the differences between state and federal bankruptcy exemptions … [Read more...]
The Automatic Stay in Bankruptcy
The Benefit of the Automatic Stay in Bankruptcy The federal bankruptcy laws were enacted to give individuals and business owners a way to get a fresh financial start. But Congress also recognized the need to provide relief from aggressive collection … [Read more...]
The Floating Check Controversy
At the moment you file a Chapter 7 Bankruptcy, all your nonexempt cash and non-cash property technically becomes part of the bankruptcy estate. An interesting question arises concerning the funds in checking and other Demand Deposit Accounts … [Read more...]
How Long Will a Bankruptcy Affect My Credit?
How Long Will a Bankruptcy Filing Impact Your Credit? If you have opted for bankruptcy as a way to get your finances under control, you may be wondering how long the bankruptcy filing will remain on your credit report, and how long it will have an … [Read more...]
Recovering From Chapter 7
In most cases, a Chapter 7 Bankruptcy is discharged only a few months after the filing debt. So, an experienced bankruptcy attorney in Camden can get your family a fresh financial start almost immediately. Once you’re free of the obligation to repay … [Read more...]
When Can I Start Rebuilding My Credit after a Bankruptcy?
How Soon Can You Start Reestablishing Credit after Bankruptcy? If you’ve had to file bankruptcy, for any reason whatsoever, you may be wondering how soon you can start to rebuild your credit, as well as the best ways to do so. You Can Start … [Read more...]
How Do I Find a Trustworthy Bankruptcy Attorney?
Finding a Bankruptcy Lawyer You Can Trust Making the decision to file a bankruptcy petition is a difficult decision. But choosing the best bankruptcy attorney for your situation can be even more intimidating and stressful. There are a lot of … [Read more...]
