If you face unmanageable debt and are considering filing for bankruptcy protection, there are specific steps that you want to take, as well as certain things you don’t want to do, before you actually file. Taking the right steps can streamline the … [Read more...]
The Documents Your Bankruptcy Attorney Will Want to Have
If you are considering filing for bankruptcy protection, whether you have hired an attorney or not, you can start to gather all the documentation that will be required during the process. Here’s a list of the items you want to compile: A detailed … [Read more...]
Stop Garnishment and Levies by Filing for Bankruptcy Protection
When your debts become unmanageable, you face the risk that creditors will take legal action against you, garnishing your wages or levying on your bank account. If you are already subject to a garnishment or you fear that a creditor may seek to … [Read more...]
Why people making $100,000 a year live paycheck to paycheck – Part 2
It only gets worse! When we get a credit card our ability to have what we “want” expands rapidly. We learn very quickly that we can have it today and pay for it later. This reminds me of the character from the Popeye cartoon who was always trying … [Read more...]
Can’t Live on $100,000 a Year? How is That Possible? – Part 1
A reporter recently asked how is it possible that people making more than $100,000 per year are living pay check to pay check? And struggling to get by just like you are. As a bankruptcy lawyer who has helped many people over the years and as a … [Read more...]
When Should I Talk to a Bankruptcy Lawyer?
It may be sooner than you think! Check out this article for a fantastic discussion of when you should talk to a bankruptcy lawyer. … [Read more...]
Factors That May Cause Your Bankruptcy Petition to Be Dismissed
If you are struggling to meet your financial obligations and have considered filing for bankruptcy protection, or if you are already in bankruptcy, you need to be careful not to engage in activities that will cause the bankruptcy court to dismiss … [Read more...]
Should You File a Joint Bankruptcy Petition if You Are Married?
Under the bankruptcy law, if you are married, you can choose to file a joint bankruptcy petition, or you can file individually. Before you file, you need to take a careful look at your situation and what you want to accomplish, so that you take the … [Read more...]
What Debts Can Be Discharged Through a Chapter 7 Bankruptcy Filing?
If you are struggling to pay your bills, you may be considering bankruptcy as a way to get a fresh financial start.. There are limits, however, on what debts may be discharged in a Chapter 7 or Chapter 13 filing. You want to know what debts you can … [Read more...]
John Hargrave Quoted in Bankruptcy Myths Article
John Hargrave was recently quoted in an article concerning common bankruptcy myths. Read the full article, "5 bankruptcy myths busted." Located in Barrington, New Jersey, John Hargrave & Associates has helped people toward a fresh financial … [Read more...]