Suppose that you and your ex had joint marital debt, and you negotiate a property settlement that requires that your ex pay off certain obligations that were jointly incurred. After the divorce is final, your ex files for bankruptcy protection, … [Read more...]
The Most Common Misperceptions about a Bankruptcy Filing
We live in the information age, but we also live in the disinformation age. Anyone can go on the Internet and start rumors about just about anything. Bankruptcy is no exception. Many false beliefs have become common misunderstandings. Here are some … [Read more...]
Workers’ Compensation Benefits and Bankruptcy
If you have been hurt on the job, and have fallen behind on your financial obligations, a personal bankruptcy filing can stop the endless calls and letters from creditors. You may be worried, though, that the benefits you receive from your workers’ … [Read more...]
What is a Reaffirmation Agreement and Should I Sign It?
When you seek protection from creditors through a Chapter 7 liquidation proceeding, you have the right to reaffirm any debts, such as a vehicle loan. When you sign the reaffirmation agreement, you voluntarily waive the right to discharge the debt on … [Read more...]
What to Do (and What Not to Do) Before a Bankruptcy Filing
If you face unmanageable debt and are considering filing for bankruptcy protection, there are specific steps that you want to take, as well as certain things you don’t want to do, before you actually file. Taking the right steps can streamline the … [Read more...]
The Documents Your Bankruptcy Attorney Will Want to Have
If you are considering filing for bankruptcy protection, whether you have hired an attorney or not, you can start to gather all the documentation that will be required during the process. Here’s a list of the items you want to compile: A detailed … [Read more...]
Can’t Live on $100,000 a Year? How is That Possible? – Part 1
A reporter recently asked how is it possible that people making more than $100,000 per year are living pay check to pay check? And struggling to get by just like you are. As a bankruptcy lawyer who has helped many people over the years and as a … [Read more...]
When Should I Talk to a Bankruptcy Lawyer?
It may be sooner than you think! Check out this article for a fantastic discussion of when you should talk to a bankruptcy lawyer. … [Read more...]
What Debts Can Be Discharged Through a Chapter 7 Bankruptcy Filing?
If you are struggling to pay your bills, you may be considering bankruptcy as a way to get a fresh financial start.. There are limits, however, on what debts may be discharged in a Chapter 7 or Chapter 13 filing. You want to know what debts you can … [Read more...]
John Hargrave Quoted in Bankruptcy Myths Article
John Hargrave was recently quoted in an article concerning common bankruptcy myths. Read the full article, "5 bankruptcy myths busted." Located in Barrington, New Jersey, John Hargrave & Associates has helped people toward a fresh financial … [Read more...]