Keeping the Emotions Out of a Bankruptcy Filing When you are struggling to put your financial affairs in order, you need to focus on financial matters. Far too often, people will let emotions interfere with financial decisions — they won’t make … [Read more...]
Factors That May Cause Your Bankruptcy Petition to Be Dismissed
If you are struggling to meet your financial obligations and have considered filing for bankruptcy protection, or if you are already in bankruptcy, you need to be careful not to engage in activities that will cause the bankruptcy court to dismiss … [Read more...]
What Debts Can Be Discharged Through a Chapter 7 Bankruptcy Filing?
If you are struggling to pay your bills, you may be considering bankruptcy as a way to get a fresh financial start.. There are limits, however, on what debts may be discharged in a Chapter 7 or Chapter 13 filing. You want to know what debts you can … [Read more...]
Converting a Chapter 7 Bankruptcy Petition to A Chapter 13 Filing
When you face financial woes, and decide to file for bankruptcy protection, your first inclination may be to file a petition under Chapter 7, where you can permanently discharge debts and be done with them. However, you may not qualify under the new … [Read more...]
Bankruptcy is for the Rich and Famous Too!
As a people we love to watch a rising star. We love celebrities! Perhaps the only thing more noteworthy than the rise of celebrity is watching that celebrity stumble, trip, or fall. It is no coincidence that whenever a celebrity files for bankruptcy … [Read more...]
What Can I Do with Student Loan Debt?
Are you struggling under a mountain of debt, including student loans? Have you contemplated seeking bankruptcy protection, but heard that student loan payments may not be discharged in a bankruptcy filing? There are strategies available that can help … [Read more...]
Do I Qualify for a Chapter 7 Bankruptcy Filing?
Qualifying to Permanently Discharge Debt under Chapter 7 In the revisions to the federal bankruptcy laws in 2005, Congress changed the eligibility of individuals for the permanent discharge of debts under Chapter 7. Prior to filing any kind of … [Read more...]
Debt Settlement: Lowdown on Debt Settlement in New Jersey
Is debt settlement a good idea, possibly too good to be true? Let’s take a look at what happened to divorced fulltime working New York mother of four Judy Orlando when she signed on for debt settlement to help her get $30,000 in credit card debt … [Read more...]