Pride — One of the Biggest Stumbling Blocks to Exercising Your Rights in Bankruptcy In our wired and connected world, there’s a lot of hot air that makes its way around, talking about “high rates of bankruptcy” and implying that bankruptcy is simply … [Read more...]
Questions to Ask Your Lawyer About Bankruptcy
Considering Filing for Bankruptcy? Here Are the Questions to Ask Your Bankruptcy Lawyer You’ve been working hard to get your financial life back in order, but still can’t see any light at the end of the tunnel. You’re thinking maybe it’s time to … [Read more...]
Pros and Cons of Bankruptcy
Considering Filing for Bankruptcy? Reasons for and Reasons Against Filing If you are struggling under a mountain of debt and you have been unable to get creditors to work with you, you may be considering a bankruptcy filing. Before you hire an … [Read more...]
Why Is Bankruptcy Called Chapter 7?
What Is a Chapter 7 Bankruptcy? If you have been wrestling with a large amount of debt - and you don't see any way to pull yourself out of your financial problems - Chapter 7 could help you. Legal counsel, or a friend or family member, might have … [Read more...]
Debt Settlement vs. Debt Consolidation
If you are struggling financially, weary of the incessant calls and letters from creditors, you have likely seen advertisements on television or the Internet offering debt consolidation or debt settlement. These are two distinctly different programs, … [Read more...]
What Can I Do with Student Loan Debt?
Are you struggling under a mountain of debt, including student loans? Have you contemplated seeking bankruptcy protection, but heard that student loan payments may not be discharged in a bankruptcy filing? There are strategies available that can help … [Read more...]
How Much Debt Do I Need to File for Bankruptcy Protection?
How Much Debt Do You Have to Have to Be Eligible for Bankruptcy Protection? If your debt load has become unmanageable and you have considered using bankruptcy to get a fresh start, you may be worried that there is a minimum debt requirement you must … [Read more...]
Are you being harassed by creditors? Here are some resources!
If you are being hounded by calls from creditors and collection agencies you should know that you are not powerless. There are laws and government agencies which protect you! However you need to know your rights in order to protect yourself. If … [Read more...]
Unsecured Debts and Personal Loans
The most common form of an unsecured consumer loan is the credit card. The ability to get a credit card is going to be determined by your credit score. The lower your credit score the more difficult it will be to get a card. People with low credit … [Read more...]
The Travesty and Tragedy of Student Loan Debt for Our Young People
Americans owe $800 billion in credit card debt and $700 billion in car loans. Higher still is student loan debt; it has now surged past more than $1 trillion. Just how many graduates are beginning life in the “real-work-world” saddled with … [Read more...]