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Educational Seminars On:

Taxes, Debt, Lawsuits, Foreclosure, Wage garnishments, and Bankruptcy in Camden County

John W. Hargrave & Associates offers free monthly educational seminars on topics such as: taxes, debt, lawsuits, foreclosures, wage garnishments, and bankruptcy. Check back every month to learn about upcoming seminar topics. This month’s free seminar is:



What Do Judges & Trustees Want Bankruptcy Lawyers to Know

Date of Seminar: June 25, 2014

This full day program was organized by the National Business Institute. On the panel were Bankruptcy Judges Judith Wizmur(ret) and Michael Kaplan. Also participating were Isabel Balboa, the Chapter 13 Trustee in Camden, New Jersey presenting the views of a Chapter 13 Trustees and myself representing the perspective of Chapter 7 Trustees. This unique program was designed to give lawyers the opportunity to learn about bankruptcy from the view of decision makers who work in the field every day. Read More!



Keep Your Stuff, Lose Your Debt
Learn the truth about bankruptcy

Next Free Seminar: April 25, 2012 at 7:00pm

One of the biggest concerns people have about filing for bankruptcy is the worry that they are going to lose their belongings. The truth is that over 98% of people who file for bankruptcy do not have to give up anything that they own. Attend this seminar to learn why you can keep all of your stuff in a bankruptcy. This is true even if you own a home! Seating is limited, so call 856-547-6500 today or click the link on the right to reserve your seat.

NEW LOCATION! Due to increased demand, this seminar will be held in Barrington Senior Hall, a hall in the Barrington Boro Municipal Building, located at 229 Trenton Avenue in Barrington Avenue. The new location is only a few blocks from our offices.



Mortgages and Foreclosure
You Have Options!

Next Free Seminar: March 28, 2012 at 7:00pm

What happens if you can’t pay your mortgage? What does foreclosure really mean? Will I be ‘out on the street’ in two months? These questions and more will be answered in this seminar which focuses on mortgages and foreclosure. Seating is limited, so call 856-547-6500 today to reserve your seat.



Eliminating Unpaid Taxes With Bankruptcy
Learn about your options

Next Free Seminar: February, 29 2012 at 7:00pm

If you owe money to the IRS, this FREE seminar is perfect for you. Most people, including professional tax accountants, think that taxes cannot be wiped out in a bankruptcy. Attend this seminar to learn why this is wrong and how you could save thousands and thousands of dollars with a bankruptcy. Seating is limited, so call 856-547-6500 today to reserve your seat.



Smart Choices in Hard Economic Times
Lesson One: Living Below Your Means

Date of Seminar: May 21, 2009, 7:00pm

Living below your means is one of the most important strategies you can live by. During this seminar, you will learn not only how to overcome the thirteen (13) assumptions that keep people broke, but also learn how to dramatically reduce your anxiety about paying your household bills. Finally, you will learn strategies you can immediately use to turn your day-to-day finances around.



Smart Choices in Hard Economic Times
Lesson Two: Understanding the Rules

Date of Seminar: June 18, 2009; 7:00pm

It’s hard to win if you don’t understand the rules of the game. During this seminar, you will learn how your credit score is determined and what you can do if there is something wrong on your report. Also, you will learn one simple strategy that will save you thousands of dollars. Finally, you will learn why your world won’t end if you get sued.



Smart Choices in Hard Economic Times
Lesson Three: Don’t Put All Your Eggs in One Basket

Date of Seminar: July 23, 2009; 7:00pm

Don’t get caught putting all your eggs in one basket. Learn the difference between active and passive income and how to recognize a Ponzi scheme. Also, learn why you shouldn’t have to work until your 65 and why owning a mutual fund is still having all your eggs in one basket.



Consumer Bankruptcy: The Basics of Chapter 7 and 13
A Practical Walk-Through of Filing Procedures

Date of Seminar: September 14, 2009; 9:00am – 4:30pm

This basic-level seminar on consumer bankruptcy provides the nuts and bolts of filing Chapter 7 and 13 from the debtor’s point of view. Using hypothetical clients and bankruptcy scenarios, experienced practitioners will lead you through each step of the process with sample forms, schedules, means tests, repayment plans, and code citations. If you’re new to the bankruptcy field, this how-to course will give you the practical knowledge necessary to guide your clients through the complex Chapter 7 and 13 filing processes.